Category Archives: INSURANCE NEWS & INFORMATION

AAR Insurance Company’s Contacts, Services, Offices, Branches & Insurance Packages

See AAR Insurance’s Contacts, Services, Offices, Branches & Insurance Packages: AAR Insurance is a prominent Kenyan medical and general insurance company that is part of AAR Holdings Limited, which operates across East Africa.

It originated in 1984 as an emergency air and road ambulance service called Africa Air Rescue (AAR) before diversifying into comprehensive medical insurance and eventually becoming a licensed insurance provider.

🏥 Key Services Offered by AAR Insurance Company

AAR Insurance primarily focuses on medical insurance but also offers a range of general insurance products:

  • Medical Insurance:

    • Individual and Family Medical Plans (Inpatient and Outpatient benefits).

    • ShwAARi Medical Cover: An affordable, flexible, single-limit cover.

    • AAR Unlimicare: A comprehensive cover with no overall limit restrictions.

    • Seniors CAARE Medical Cover for older individuals.

    • Corporate Medical Solutions (Group medical plans for businesses).

  • General Insurance:

    • Personal Accident Insurance

    • Travel Insurance (Includes medical emergencies, lost luggage, and trip cancellations).

    • Work Injury Benefits Act (WIBA) Cover

    • School Insurance (Covering infrastructure and students).

    • Motor Insurance and Homeowner Insurance.

👩‍⚕️ AAR Healthcare Network

AAR Insurance customers benefit from a wide network of healthcare providers, including its affiliates:

  • AAR Hospital: A private hospital located in Nairobi.

  • AAR Healthcare Clinics: Outpatient centres providing various clinical services across Kenya (e.g., Nairobi, Mombasa, Eldoret, Nakuru).

  • Partner Medical Institutions: An extensive network of top-tier hospitals and clinics across the country.

📍 AAR Insurance Company’s Head Office and Branches in Kenya

AAR Insurance’s Head Office is located in Nairobi. They also have a number of branches across Kenya, including:

  • Head Office: Real Towers, Ground Floor, Hospital Road, Upper Hill, Nairobi.

  • Branches in major towns: Eldoret, Nyeri, Mombasa, Malindi, Kakamega, Thika, Naivasha, Kisumu, and Nakuru.


🌟 AAR Insurance Overview & History

AAR Insurance is a licensed financial services provider and insurance company with a significant presence across East Africa, particularly known for its health insurance solutions.

  • Founding: AAR started in 1984 in Kenya, initially focusing on medical evacuations (both road and air) for accident casualties.

  • Evolution: The mission evolved from emergency response to providing comprehensive, community-centered healthcare and later expanding into a full-fledged insurance company offering a wide range of products.

  • Structure: AAR Insurance Kenya Limited is a member of the Association of Kenyan Insurers and operates as a standalone insurance entity.

  • Vision/Mission: Their mission is to reinvent insurance through innovative, affordable, and sustainable solutions, with the vision of “Safeguarding the Health and Wealth of All.”

🏥 AAR Insurance Packages & Services

AAR Insurance offers a diverse portfolio of insurance products for individuals, families, and businesses. Their primary focus remains on medical insurance, but they also provide various general insurance covers.

Category Key Services/Products Details & Features
Medical Insurance Individual and Family Plans: (e.g., ShwAARi Medical Cover, AAR Unlimicare) Comprehensive inpatient and outpatient benefits, maternity cover, dental and optical options, cover for chronic and pre-existing conditions (subject to waiting periods/limits). They also offer SENIORS CAARE MEDICAL COVER for older individuals.
Business/Group Plans: (e.g., Business Enterprise Medical Plan) Health plans tailored for company employees.
General Insurance Motor Insurance Cover Comprehensive and third-party motor vehicle insurance.
Travel Insurance Covers emergency medical expenses, compensation for lost personal property/luggage/documents, trip cancellations, and personal liability.
Personal Accident (e.g., AAR Insurance Protect) Monetary compensation in case of bodily injuries, disability, or death resulting from an accident. Student Personal Accident cover is also available.
Property Insurance Homeowner, Landlord Insurance.
Commercial/Business Professional Indemnity Cover, WIBA Cover (Work Injury Benefits Act), Marine Insurance (for cargo).

Self-Service Tools: AAR Insurance provides digital tools like the AAR Insurance App, M-TIBA integration, and online portals for generating/validating travel and embassy letters.

📞 AAR Insurance Contacts (Kenya)

Contact Type Details
General/Customer Service Mobile (Safaricom): +254 703 063 000
Mobile (Airtel): +254 730 633 000
Landline (Nairobi): +254 202 895 000
Emergency Services +254 725 225 225 or +254 734 225 225 (AAR Rescue Services)
Email General Inquiries: info@aar.co.ke
Branch Support/Complaints: complaintsupportbranches@aar.co.ke
Head Office Location: Real Towers, Ground Floor, Hospital Road, Upperhill, Nairobi
P.O. Box: 41766 – 00100, Nairobi
Working Hours Monday to Friday, 9:00 am to 5:00 pm

📍 AAR Insurance Offices & Branches

AAR Insurance maintains a network of offices and branches across key towns in Kenya.

Location Address / Nearest Landmark
Nairobi (Head Office) Real Towers, Ground Floor, Hospital Road, Upperhill
Mombasa Branch Dedan Kimathi Avenue / Harbour House
Kisumu Branch Al Imran Plaza, 2nd Floor, Oginga Odinga Street
Eldoret Branch Zion Mall, 2nd Floor, Wing D
Nakuru Branch Giddo Plaza, Ground Floor, George Morara Rd.
Nyeri Branch 2nd Floor Rupshi Chambers, Kimathi Way
Thika Branch Maisha Height 1st Floor, Kenyatta Rd
Naivasha Branch Eagle Centre, 1st Floor, Mbaria Kanio

AAR also has a widespread network of clinics/outpatient centres under AAR Healthcare in many locations across the country, which are the primary service points for their medical insurance clients.


AAR Insurance Company’s Product List

2. Personal Accident

3. Monetary compansation for sustained bodily injuries.

  • AAR Insurance Protect
  • Enhanced medical cover. Low priced. Protects against accidents.

SENIORS CAARE MEDICAL COVER

Coverage to our beloved senior members of the society from the ages of 65 and 85

Homeowner

Comprehensive & affordable solutions tailormade for homeowners.


AAR Insurance Company’s Contacts

Head Office

Real Towers, Ground Floor
Hospital Road, Upperhill
P.O. Box 41766 – 00100
Nairobi
Operating Hours:
Monday to Friday

9:00am to 5:00pm

Contacts:
  • +254 703 063 000
  • +254 730 633 000
  • +254 202 895 000

Support Time


AAR Medical Insurance Service Providers

64 Dental Suites LTD

Zion Mall,
wing D. 3rd Floor, Eldoret Uasin Gishu
0741 693777

AAR Healthcare,
Mombasa City Centre

Pereira Building,
Machakos street, off Moi Av, Mombasa Mombasa
0731 191067

AAR Healthcare,
Buruburu

Mesora Centre,
1st Floor, Buruburu Nairobi
0780 888234

AAR Healthcare,
Donholm

Donholm Centre Bldg,
Outering Road, next to Total Petrol Station formerly caltex Nairobi
0733 881420 or 0770 256646

AAR Healthcare,
Eldoret

Rupa Mall,
Eldoret Uasin Gishu
0732 979785

AAR Healthcare,
Embakasi

Wanandege Sacco Bldg,
Nyayo Estate, Ground Flr Nairobi
0733 888259

AAR Healthcare,
Greenhouse

Green House Building,
1st Flr, Adams Arcade Nairobi
0706 595786 or 0731 191077

AAR Healthcare,
Karen , Langata

Great Jubilee Centre,
ground floor, off Langata Rd. Nairobi
020 2631852 or 0735 963412 or 0729 876092

AAR Healthcare,
Kisumu

Al Imran Plaza,
1st Floor, Oginga Odinga Road, Kisumu Kisumu
057-2024892 or 0776 843594

AAR Healthcare,
Kitengela Town

Safari House,
Ground Floor, Kitengela Kajiado
0737 952552 or 0776 208999

AAR Healthcare,
Lavington

Westfield Mall,
1st Floor, Gitanga Road, near Othaya Road Nairobi
0780 200456

AAR Healthcare,
Mountain Mall

Mountain Mall,
1st Flr, Thika Super Highway Nairobi
0733 888258

AAR Healthcare,
Nairobi City Centre

ICEA Building,
6th Floor, Kenyatta Avenue Nairobi
020 2215762 or 0731 191070

AAR Healthcare,
Nakuru

Giddo Plaza Building,
ground floor, George Morara Road Nakuru
0771 678227 or 0731-191068

AAR Healthcare,
Ngong Town

Milele Mall,
1st Floor, Ngong Town Kajiado
0737 333566 or 0791 237153 or 0775 604899

AAR Healthcare,
Roysambu

Royal Plaza,
off Kamiti Road, 1st floor Nairobi
0731 191076

AAR Healthcare,
South C

Ole Shapara Avenue,
opp CID Training School, South C Nairobi
0780 888150

AAR Healthcare,
Syokimau

Gateway Mall,
1st Floor, Syokimau Nairobi
0784 700149

AAR Healthcare,
Thika

Zuri Centre,
3rd Floor, left wing, Kenyatta Avenue, Thika Kiambu
0734 657172 or 0770 123633

AAR Healthcare,
Williamson House

Williamson House,
2nd Floor, 4th Ngong Avenue Nairobi
0709 701000 or 0730 655000 or 0773 538272

AAR Hospital

Kiambu Road Nairobi
0111176000 or 0111176007

Acacia Medical Centre ,
Ga House Branch

General Accident House,
1st Flr, Ralph Bunche Road Nairobi
0722 509910

Acacia Medical Centre ,
Kisumu Branch

Nakumatt Mega City Mall,
Ground Flr, Nairobi , Kisumu Road Kisumu
0729 666675

Ace Dental Care

Mirage Towers,
M2 Floor, Rm 17, Chiromo Road Nairobi
020 2234000 or 0720 207800

Ack Mt. Kenya Hospital

Kerugoya Town Kirinyaga
0722-897833

Advance Care Dental Center LTD

Tom Mboya Estate,
behind Elite School, opp Path Experts, Kisumu Kisumu
0709 746443

Advent Med And Dent Care Centre

Polo Centre,
First Floor, Kenyatta Avenue, Nakuru Nakuru
0707 745005 or 0713 885412

Africa Inuka Hospital LTD ,
Kisumu

Mahavir Mall,
along Odera street, Kisumu Kisumu
0716 173299

Africa Inuka Hospital LTD ,
Madeya

Madeya Trading centre Ksm,
Busia Rd Siaya
0700 135127

Africa Inuka Hospital LTD ,
Ugunja

Ugunja Siaya
0737 129956

Africana Mall Healthcare LTD

Hospital Road Lodwar Turkana
0702 913030

Afya Bora Medical Clinic

Lodwar,
Kobil Road Turkana
020-2866119-0720-352090-or 0710-247332

Afya International Hospital Malindi ( Kym Afya )

Suli suli road,
muthangani area, Malindi Kilifi
0708 122144

Aga Khan Health Services ,
Bomet Medical Centre

Bomet,
new Mahant Swami plaza Bomet
0733 237566 or 0722 203622

Aga Khan Health Services ,
Bungoma Medical Centre

Moi Avenue,
Bungoma Bungoma
055-2030857 or 020-2532791

Aga Khan Health Services ,
Busia Medical Centre

Opposite Police HQ,
Next to KCB bank, Busia Busia
057-2024374 or 057-2024312 or 0737 277672

Aga Khan Health Services ,
Eldoret Medical Centre

Grd Flr,
Zion Mall, Nxt to Catholic Cathedral, Ug /Nrb highway Uasin Gishu
053 2030060 or 0711 092562

Aga Khan Health Services ,
Homabay Medical Centre

Cold spring Building,
next to NHIF , Kisumu, Homabay Road Homa bay
0733 637800 or 020 2334565 or 059 2121005

Aga Khan Health Services ,
Kakamega Medical Centre

Mega Mall Kakamega Webuye Road Kakamega
056-2031789 or 020-2125097 or 0722 567996

Aga Khan Health Services ,
Kericho Medical Centre

Ushma Plaza,
Ground Floor, Kericho, Nakuru Highway, opposite tea hoel Kericho
052-2020623

Aga Khan Health Services ,
Kibuye Medical Centre

Opposite Kibuye Market Kisumu
020-2334565 or 057 2532793

Aga Khan Health Services ,
Kisii Medical Centre

Nyamacharara Plaza,
Kisii Migori Highway Kisii
058-2031479 or 0734 341425

Aga Khan Health Services ,
Kitale Medical Centre

Mega Mall,
Makasembo rd, Kitale Trans-Nzoia
054-2030881

Aga Khan Health Services ,
Migori Medical Centre

Emmerald Plaza,
ground flr, Migori, Rongo Rd Migori
0722 203622 or 0733 637800

Aga Khan Health Services ,
West End Medical Centre Kisumu

West End Mall,
Acheing Oneko Rd, Kisumu Kisumu
057 2020005

AIC Cure International Hospital Kenya

Kijabe Road,
Kijabe Kiambu
0733- 770653

AIC Cure International Hospital Kenya ,
Nairobi Clinic

Westpoint Building,
4th Floor, Westlands, Nairobi Nairobi
0733 790421

AIC Health Centre

Lokichogio Turkana
0735-282265-0718-785379

AIC Kijabe Hospital

Kijabe Road,
Kijabe, Nairobi , Nakuru Highway Kiambu
020-3246500 or 0712 504056 or 0789 721756 or 0787 145122

AIC Kijabe Hospital ,
Nairobi Clinic

Azure Towers,
Lantana Road, Westlands Nairobi
0703 133233

All Smiles Dental Practice ( Dr. Nisha Sapra )

UHMC,
3rd Floor, Suite 3A Nairobi
020-2722878 or 0722-513561 or 0733- 513561

Alliance Medical Centre Ltd,
Garissa

Garissa town adjacent to Posta Garissa
020 2336964 or 0712 400456 or 0736 477249 or 0787727152 or 0788562515

Alliance Medical Centre Ltd,
Mombasa

Bondeni,
Abdel Nasser Rd, Kilifi corner, Msa Mombasa
0714 310988 or 0741255530

Alliance Medical Centre Ltd,
Nairobi

Madina Building,
opposite Eastleigh Mall (formerly KBS garage) and Garissa Nairobi
020 2336964 or 0787727152 or 0788562515

Almisbah Medical Centre

Elwak. Mandera South Mandera
0723 325671

Ambience Hospital Limited

Eldoret town ,
Nandi raod, Kapsoya next to Big 5 Hotel Uasin Gishu
0794 608444

Amm Acumen Healthcare LTD

Ngacha Building,
1st Flr, Njuri Ncheke Road, Meru Meru
0740 810255

Anchor Relationship Network

Ridgeways Estate,
Kigwa Lane, House 2, Nairobi & Windsor House, 1st Floor, University Way Nairobi Nairobi
0707 633433

Ankh Women’s Clinic,
Nairobi

NHIF Building 2nd Flr Nairobi
020 – 2731036

Ankh Women’s Clinic,
Naivasha

Jostas Building,
rooms B6 & B7, Naivasha Nakuru
0721 494043

Antaliya Hospital Limited

Mzuri rd South C Area opp Garissa High School Garissa
0799 001002 or 0799 001003

Apex Physiotherapy Services ,
General Accident Building

General Accident House,
Ralph Bunche Road Nairobi
0725 531065

Apex Physiotherapy Services ,
Landmark Plaza

Landmark Plaza,
4th Flr, Argwings Kodhek Road Nairobi
020 2628688 or 0711 206292

Apex Specialist & Diagnostic Center

Maisha Heights Building,
First Floor, Kenyatta Avenue Kiambu
0758 175487 or 0722 345948

Apollo Hospitals,
Ahmedabad, Chennai

India India

Appex Hospital Malaba

Malaba Town,
opp. KCB Bank Busia
0722 402066

Aqua Dental Clinic Limited

Pension Towers,
3rd Floor, Loita Street Nairobi
020 7859909 or 0722 452311

Aquadent Company Limited ( Dr. Paul Ongeti )

Saagas Business Centre,
2nd Flr, Room 201, 204. Nandi Road Uasin Gishu
0708 315325 or 0726 643252

Arise Hospital Limited

Magory Arcade,
Ground & 1st Flr, Eastern Bypass Kiambu
0798 649970 or 020 2649971

Arrow Dental ( Dr. Chege Mbiu )

Yala Towers,
8th Floor, Biashara street, Nairobi Nairobi
0740 579064 or 0735 210570

Ask A Doc LTD

Wu Yi Plaza,
Block E, 5th Floor, Suite E16. Galana Road Nairobi
0741 580800

Astradental Services Limted ( Dr. Lucy Mutara )

Mpaka Plaza 1st Floor,
101A, Mpaka Road Westlands Nairobi
0703 500819 or 0727 591579 or 0732 561558 or 020 2088043

Athi River Medical Services

Athi River town Machakos
0712 375111 or 0202477715

Athiriver Shalom Community Hospital ,
Athiriver

Junction of Mombasa Rd and Namanga Rd Machakos
0723 951761 or 0798 664172

Avenue Healthcare

1st Parklands Avenue,
Nairobi Nairobi
020 3742907 or 3744554 or 27445570 or 0711 060000

Avenue Healthcare,
Changamwe

Magongo Rd,
Mombasa Mombasa
0711 060 700

Avenue Healthcare,
Embakasi

Kenol Station,
Ground Floor, North Airport Road, Embakasi Nairobi
020 2573243 or 0718 010533

Avenue Healthcare,
Enterprise

P.J. Place,
Ground Floor, Enterprise road, Industrial Area Nairobi
020 651301 or 0722 892657

Avenue Healthcare,
Greenspan

Green Span Mall,
Ground Flr, Green Span Estate, Savannah Road Nairobi
0711 060 240

Avenue Healthcare,
Kisumu

Opp Kibuye Market,
Kisumu Kisumu
0718 860200

Avenue Healthcare,
Kisumu

Al Imran Plaza,
1st Floor, Oginga Odinga Street, Kisumu Kisumu
057 2024670 or 0725 589246

Avenue Healthcare,
Mombasa

AgaKhan Hospital Mombasa,
Dr’s Plaza, 1st Floor, Nyerere Road Mombasa
0733 900520

Avenue Healthcare,
Nakuru

Polo Centre,
First Floor, Kenyatta Avenue, Nakuru Nakuru
051 2214622

Avenue Healthcare,
Nanyuki

Cedar Mall,
1st Floor, Nanyuki Laikipia
0711 060650/651

Avenue Healthcare,
Ngong Road

The Green House,
First Floor, Ngong Road Nairobi
020 3862540 or 0728 046444

Avenue Healthcare,
Ongata Rongai

Maasai Mall,
Second Floor, Uchumu Building Kajiado
0702 154325

Avenue Healthcare,
South C

Kenol Kobil Complex,
First Floor, South C Nairobi
0711 060 270 or 0732 175 270

Avenue Hospital,
Kisumu

Jpmo Kenyatta Highway,
Opp Kibuye market, Kisumu Kisumu
0718 860200 or 0730 016158

Bama Hospital Llp

Siaya Town Siaya
0713 989294 or 057-2501349

Barnet Memorial Medical Centre

Stadium Road,
Kabarnet Baringo
0770 317123 or 0719 209654 or 020-2315733

Batian Medical Centre

Batian Plaza,
Kitengela Town Kajiado
0722 753651

Baus Optical Co.ltd,
Eldoret

Oginga Odinga street,
next to Eldo Supermarket, Eldoret Uasin Gishu
0736 965500

Baus Optical Co.ltd,
Kisii

Kisumu road,
Ouru Complex Building Kisii
0735 647929

Baus Optical Co.ltd,
Kisumu

Oginga Odinga Street,
Mega Plaza Building, Kisumu Kisumu
0725 007574

Baus Optical Co.ltd,
Kitale

Mega Center Mall,
Kitale Trans Nzoia
0797 389367

Baus Optical Co.ltd,
Kitengela

Kitengela Mall,
Ground Floor, adjacent to Naivas Supermarket Kajiado
0797 298515

Baus Optical Co.ltd,
Machakos

Emri Plaza,
at the main stage, Machakos Machakos
0789 459653

Baus Optical Co.ltd,
Meru

Edfri Building,
Grnd flr next to Uchumi Supermarket Meru
0788 230583

Baus Optical Co.ltd,
Mombasa

Near Marikiti,
Jomo Kenyatta Avenue next to Barclays Bank, Mombasa Mombasa
0781 595374

Baus Optical Co.ltd,
Nairobi ( 11 Branches )

Hilton Hotel,
Mama Ngina Street, Nairobi Nairobi
020-2240688 or 0733 489940

Licensed Insurance Surveyors in Kenya – {Full Updated IRA List}

Licensed Insurance Surveyors in Kenya: Looking for thelatest list of Licensed Insurance Surveyors in Kenya? Look no further.  Finding an insurance surveyor in Kenya usually involves looking at firms that offer Loss Adjusting, Risk Management, and Appraisal/Assessment services.

Here is a general overview of some entities and categories that provide these services, based on the search results:

 Independent Surveying and Loss Assessing Firms

These are companies that specialize in providing surveying and assessment services, often working for insurance companies to determine the cause and value of a claim (Loss Adjusters/Assessors) or assess risk (Surveyors).

    • GLOBAL RISK MANAGEMENT INSURANCE SURVEYORS

    • PANAL AFRICAN INSURANCE SURVEYORS

    • Observater Surveys and Services Group (Offers Insurance Surveys, Risk Management, Loss Adjusting, etc.)

    • Koka Investigation Services (Listed as an Assessor)

    • Elite Automobile Valuers & Assessors (Listed as an Assessor)

    • Uptown Loss Assessors

    • Nordics Assessors

Insurance Company Panels

Many insurance companies maintain their own panel of approved assessors and surveyors. If you are an individual with a claim, your insurer will typically appoint one of these on their behalf.

  • Example of  ‘Empanelled Assessors’ panel:

    • Integrated Motor Assessors

    • Intercounty Accident Assessors

    • Express Auto Assessors

Regulatory and Professional Bodies

To ensure you are dealing with a legitimate professional, you can check with the regulatory authority and professional bodies.

  • Insurance Regulatory Authority (IRA): The IRA is the body that licenses and regulates the insurance industry in Kenya, including various intermediaries like insurance surveyors and assessors. Their official website should contain the most up-to-date register of licensed intermediaries.

  • Institution of Surveyors of Kenya (ISK): This is the professional body for various types of surveyors in Kenya, including Valuers. While an insurance surveyor (assessor) and a property valuer are different, the ISK is a key body for professional certification in the wider surveying field.


Next Steps to Find a Licensed Surveyor

The most reliable way to find a currently licensed insurance surveyor or assessor is to contact or search the official records of the Insurance Regulatory Authority (IRA) of Kenya. Below is the latest list of all the IRA accredited Surveyors in Kenya:

Licensed Reinsurance Brokers in Kenya {Updated IRA List}

Reinsurance Brokers in Kenya: The reinsurance market in Kenya involves local and international brokers who facilitate the transfer of risk between primary insurance companies and reinsurers.

Based on available information, some of the accredited and prominent reinsurance brokers operating in or with a presence in the Kenyan market include:

1. Locally Registered Reinsurance Brokers

These firms are directly based and licensed in Kenya for reinsurance brokerage:

  • First Reinsurance Brokers Ltd (FirstRE): A pioneer in the local market, incorporated in the early 1990s and licensed as the first reinsurance broking company in Kenya.

  • Kenbright Reinsurance Brokers Limited

  • Reinsurance Solutions International Limited

  • Nairobi Reinsurance Brokers Limited

  • Prestige Reinsurance Brokers Limited

2. Major International Brokers (with local presence or accredited to operate)

Several international reinsurance brokerage firms are also accredited to transact business in the market:

  • AON UK Limited

  • Willis Limited

  • J.B Boda Insurance and Reinsurance Brokers Pvt. Ltd. (with a Liaison office in Nairobi)

  • Marsh Africa (Pty) Limited (Accredited through their African operations)

  • Price Forbes and Partners Limited

What a Reinsurance Broker Does

Reinsurance brokers act as intermediaries between ceding insurance companies (the client) and reinsurance companies (the market). Their key services include:

  • Market Placement: Securing reinsurance coverage (both Treaty and Facultative) from suitable local and global reinsurers.

  • Risk Assessment: Analyzing the insurer’s portfolio and designing tailored reinsurance programs.

  • Negotiation: Obtaining the best terms, conditions, and pricing for the reinsurance coverage.

  • Claims Management: Assisting the ceding company with the recovery of claims from the reinsurers.

  • Consultancy: Providing advice on capacity, risk management, and regulatory compliance.

Important Note

Lists of licensed and accredited players are regularly updated by the Insurance Regulatory Authority (IRA) in Kenya. For the most current and comprehensive list, it is always best to refer to the latest publications from the IRA.

Licensed Reinsurance Brokers in Kenya {Current IRA List}

 

 

Licensed Risk managers in Kenya {IRA Newest List}

Licensed Risk managers in Kenya {IRA Verified List}: Risk managers in Kenya are crucial across various sectors, especially finance, and their roles are multifaceted.

Here is a summary of key information regarding risk managers in Kenya, covering their typical duties, required qualifications, and salary expectations.


Risk Managers in Kenya: Overview

Risk management professionals in Kenya are primarily responsible for implementing the Enterprise Risk Management (ERM) framework to identify, assess, mitigate, and monitor risks that could affect an organization’s operations, finances, or reputation.

📝 Key Responsibilities of Risk managers

Typical duties for a Risk Manager or Risk and Compliance Officer often include:

  • Risk Identification & Assessment: Coordinating strategic and operational risk assessments across the company.

  • Policy Development: Reviewing and updating risk management and compliance policies to ensure adherence to local regulatory requirements (like those from the Central Bank of Kenya – CBK).

  • Risk Monitoring and Reporting: Preparing comprehensive risk reports (including risk registers, Key Risk Indicators (KRIs), and risk appetite reports) for senior management and the Board.

  • Compliance: Ensuring full compliance with regulatory requirements, including Anti-Money Laundering (AML), Anti-Bribery, and data privacy laws.

  • Financial Risk Analysis: Analyzing specific risks like credit risk, market risk (interest and exchange rates), liquidity risk, and conducting stress tests.

  • Culture & Training: Planning and coordinating risk management awareness and training initiatives to foster a strong risk-aware culture.

  • Business Continuity: Evaluating and testing business continuity and crisis management plans.

🎓 Qualifications and Skills of Risk managers

To be a successful risk professional in Kenya, you generally need:

  • Academic Background: A Bachelor’s Degree in a relevant field such as Commerce, Finance, Business Administration, or Actuarial Science.

  • Professional Certification: Membership or certification from bodies like the Institute of Internal Auditors of Kenya (IIA-Kenya) or the Institute of Certified Public Accountants of Kenya (ICPAK) is often required or a strong advantage. Other beneficial certifications include CISA (Certified Information Systems Auditor) or CIA (Certified Internal Auditor).

  • Experience: Most management roles require a minimum of 3-5 years of experience in risk management, especially in banking operations, prudential guidelines, or financial services.

  • Key Skills: Strong analytical skills, financial planning knowledge, report writing, presentation skills, and a deep understanding of relevant regulations (e.g., Basel guidelines, COSO, ISO 31000).


💰 Salary Expectations

Salaries for Risk Managers in Kenya can vary widely based on experience, company size, and specific role (e.g., Analyst vs.  Head of Department). The most common pay structure is annual:

Position Average Annual Base Salary (KES) Approximate Range (KES)
Risk Manager (Average) KES 4,446,000 KES 2,000,000 – KES 5,000,000+
Risk Analyst (Mid-Level) KES 1,200,000 KES 820,000 – KES 2,000,000
Compliance Officer KES 855,926 KES 315,000 – KES 2,000,000

Note: The monthly gross salary range for a Risk Manager can be between KES 56,719 (entry-level/junior) and over KES 355,805 (senior/executive).


🏢 Top Risk Management Consulting Firms in Kenya

While many risk managers work internally for large banks and corporations, several consulting firms in Kenya specialize in providing advisory and audit services:

  • Sentinel Africa Risk Management Consulting: Known for comprehensive, tailored solutions in ERM, crisis management, and security risk assessments.

  • KPMG East Africa: Offers financial risk management, internal audit risk, and compliance services.

  • RSM Kenya: Provides risk advisory services, including internal audits, IT audits, and forensic accounting.

  • Riskhouse International Limited:15 Specializes in forensic investigation, risk management, and compliance services.

Licensed Risk managers in Kenya {IRA Verified List}

 

Top Insurance Companies in Kenya {Newest}

The top insurance companies in Kenya are often ranked based on factors like market share (total premiums written), financial stability, and reputation for claims settlement.

Based on recent reports and general market perception, the leading insurers in Kenya consistently include:

🏆 Market Leaders and Major Players in the Insurance Sector

Company Name Key Highlights and Offerings
Jubilee Insurance (Jubilee Holdings) A long-standing market leader, particularly strong in Health Insurance and Life Assurance. Has a significant regional presence.
Britam Holdings A diversified financial services group offering insurance, asset management, and investment solutions. A major player in Life, Health, and General Insurance; also noted for microinsurance innovations.
CIC Insurance Group One of the largest cooperative insurers in Africa. Offers a wide range of products including General, Life, Medical, and Agricultural Insurance.
APA Insurance Part of the Apollo Group, known as a leading provider of General Insurance (Motor, Travel, Property) and for efficient claims processing.
ICEA Lion Group A reputable and established group offering comprehensive Life and General Insurance solutions, often highlighted for customer care and innovation.
Old Mutual Kenya A well-established international financial services provider offering Life Assurance, Investment, and General Insurance products.
Sanlam Kenya Part of the large Sanlam Group in Africa, offering a broad range of insurance and investment products.

🩺 Specialists and Segment Leaders in the Insurance Sector

  • AAR Insurance: Often regarded as a leader and specialist in Health Insurance, providing comprehensive medical coverage for individuals, families, and corporates.

  • Directline Assurance: A specialist in the Motor Insurance market, particularly for Public Service Vehicles (PSVs).

  • Heritage Insurance: Highly regarded for its efficiency in claims settlement and its offerings in general insurance.

It’s important to note:

  • Segments: The ranking can vary depending on the segment (e.g., general insurance vs. life insurance). For example, a company might lead in general insurance gross premiums but rank lower in life assurance.

  • Recent Performance: Market share rankings can change slightly year-on-year based on official reports from the Insurance Regulatory Authority (IRA).


Metrics Used to Determine Top Insurance Performers

  • Market Share (IRA Annual Reports)
  • Claims Settlement Efficiency (AKI Claims Statistics)
  • Public Trust & NSE Performance (NSE Annual Results & Investor Reports)
  • Technology Innovation (AKI Innovation Awards & Company Releases)
  • Service Delivery & Customer Sentiment (Public Ratings & IRA Complaints Index)

1. Leading General Insurance Providers by Market Share

  • Britam General Insurance – 8.2%
  • CIC General Insurance – 8.4%
  • GA Insurance – 8.1%
  • Sanlam General Insurance – 6.5% (est.)
  • Heritage Insurance – 4.9%

IRA Report Summary


2. Pan-African Presence and Growth Leaders

  • Jubilee Insurance: Strong regional footprint in Kenya, Uganda, Tanzania, Burundi, and Mauritius.
  • Britam Holdings: Operations in 7 African countries including South Sudan and Rwanda.
  • Sanlam Kenya: Backed by Sanlam Group (South Africa) with operations in 33+ countries across Africa.

3. Top Performers on the Nairobi Securities Exchange (NSE)

  • Jubilee Holdings (JUB): Top-performing insurer on the NSE with consistent dividend payout and regional returns.
  • Britam Holdings (BRIT): Strong investor interest and 97.5% growth in core earnings per share (EPS) in FY.
  • CIC Insurance Group (CIC): Popular among retail investors for its cooperative backing.
  • Sanlam Kenya (SLAM): Consistent dividend policy and recovery in share value in Q1–2025.

4. Claims Settlement Track Record

Top companies known for fast and fair claims resolution:

  • Jubilee Insurance – High scores for medical and group health claims.
  • Britam – Strong reputation in digital claims management.
  • Sanlam Kenya – Noted for claims turnaround improvements in Q4 2023.

5. Innovation and Product Excellence

  • Britam: Bima Ya Mwananchi, micro-insurance for underserved groups.
  • Sanlam Kenya: Advanced risk profiling and embedded insurance solutions.
  • Jubilee Health: Wellness-linked insurance and telemedicine integration.
  • CIC Insurance: Agricultural and climate-smart microinsurance.
  • Absa Life Kenya: Strong in digital life insurance and bank assurance integration.

  •  Leading General Insurance Providers by Market Share

When it comes to innovation and digital transformation, companies like:

  • Absa Life – Seamlessly blends financial services and life insurance.
  • Cannon Assurance – Advanced use of AI and digital platforms.
  • Intra Africa – Focus on insurtech-driven inclusivity.
  • Jubilee Health’s Telemedicine & Wellness Model

  • CIC Microinsurance (Agricultural and Inclusive Innovation):

  • Britam “Bima Ya Mwananchi” Product Launch

These players are reshaping the customer experience and widening insurance access to underserved markets.

Trusted Partnerships That Strengthen Your Coverage

At Dawit Insurance Agency, we believe trust is built on solid partnerships. That’s why we’ve built strong working relationships with some of the most reputable insurance companies in Kenya and the region, ensuring that our clients always receive reliable, competitive, and tailored solutions.

We are proud to work closely with:

Sanlam, Britam, CIC, Intra Africa, AAR & General, ICEA Lion, APA, Jubilee, Jubilee Allianz, Cannon, Heritage, Absa Life, and Madison.

These partnerships allow us to offer you a broad range of policies—from personal and health insurance to business and specialized covers—while also giving you the flexibility of choice, excellent service, and responsive claims handling.

Jubilee Insurance Company of Kenya {Best Ultimate Guide}

Jubilee Insurance Company is one of the leading insurance and financial services providers in Kenya and the wider East African region. The Jubilee Insurance Company of Kenya, is a subsidiary of Jubilee Holdings Limited (JHL), and is a prominent and long-standing composite insurer in the region.

Here is a comprehensive overview of its details, history, services, and contacts.


🏛️ Jubilee Insurance Company Details & History

Jubilee Insurance is a leading regional composite insurer with a strong presence in East Africa.

  • Official Name: The Jubilee Insurance Company of Kenya Limited (JICKL)

  • Parent Company: Jubilee Holdings Limited (JHL)

  • Founded: 1937 in Mombasa, making it the first locally incorporated insurance company in Kenya.

  • Headquarters: Nairobi, Kenya.

  • Regional Presence: JHL operates across Kenya, Uganda, Tanzania, Burundi, and Mauritius.

  • Key Fact: The company is listed on the Nairobi Securities Exchange (NSE), Dar-es-Salaam Stock Exchange (DSE), and the Uganda Securities Exchange (USE).

  • Mission: Enabling people to overcome uncertainty.

  • Core Values: Integrity, Passion, Teamwork, and Excellence.

Jubilee’s longevity (over 87 years) is attributed to its commitment to providing comprehensive financial solutions, supported by the Aga Khan Fund for Economic Development (AKFED).


📞 Jubilee Insurance Main Contacts

📍 Jubilee Insurance Head Office

  • Location: Jubilee Insurance HQ, Kilimanjaro Avenue, Upperhill, Nairobi.

  • Postal Address: P.O. Box 30376 – 00100 Nairobi, Kenya.

  • Telephone (Main): +254 (0) 20 328 1000

  • Mobile: +254 709 901 000 / +254 719 222 111

  • Email: Talk2Us@jubileekenya.com

🏢 Jubilee Insurance Branch Offices

Jubilee Insurance has a wide network of branches and service centers across Kenya. Examples include:

City/Town Office Location
Nairobi (CBD) Jubilee Insurance House, Mama Ngina Street or Jubilee Exchange Building, Kaunda Street
Mombasa Jubilee Insurance Building, Moi Avenue
Kisumu Jubilee Insurance House, Oginga Odinga Road
Eldoret Imperial Court, Nairobi/Uganda highway
Nakuru Tower One, Moi Road
Nyeri Sohan Plaza, Kimathi Way

🏆 Jubilee Insurance Company Overview

  • Legacy: Founded in 1937 in Mombasa, making it one of the oldest and most established insurance companies in the region.

  • Regional Footprint: They are the leading regional composite insurer, with operations in Kenya, Uganda, Tanzania, Burundi, and Mauritius.

  • Market Position: Jubilee Holdings Limited (JHL) is listed on the Nairobi Securities Exchange (NSE), Dar-es-Salaam Stock Exchange (DSE), and the Uganda Securities Exchange (USE).

  • Structure: In Kenya, they operate through subsidiaries, primarily:

    • Jubilee Life Insurance Limited

    • Jubilee Health Insurance Limited

    • Jubilee Asset Management Limited


🛡️ Jubilee Insurance Core Products and Services

Jubilee offers a comprehensive range of insurance, pension, and asset management solutions for individuals, families, and businesses.

Category Key Products and Services
Health Insurance J-Care Medical Cover (comprehensive family plans), CoverBora (affordable inpatient-only), Cover Nafuu (affordable unlimited outpatient), J-Junior (child cover), J-Senior (senior citizens).
General Insurance Motor Insurance (comprehensive and third-party fire & theft), Home Insurance, Travel Insurance, Professional Indemnity, Fidelity Guarantee, WIBA (Work Injury Benefits Act).
Life & Pension Ahadi Term Assurance (term life insurance), Education Plan (Career Life Plus), Personal Pension Plan, Personal Provident Fund, Triplex (life policy with survival benefits).
Investments Jubilee Money Market Fund, Jubilee High-Interest Deposit Fund, Private Wealth Management Account.

🤝 Jubilee Insurance Customer and Digital Services

Jubilee emphasizes a customer-centric approach and digital convenience:

  • Self-Service Portals: They offer customer, agent (J-Force), and supplier portals for managing policies and transactions online.

  • Health Services: Many health plans include value-added services through their Always With You program, such as telemedicine, mental wellness support, and drug delivery services.

  • Easy Enrollment: They promote a paper-free, instant enrollment process for certain health products.


Jubilee Insurance Company’s Products

A. Jubilee Insurance Company’s Life & Pension Products

  1. The Faida Elite Insurance plan

The Faida Elite Insurance plan is a versatile universal life insurance product designed to grow with you. This plan offers premium payment flexibility, robust investment opportunities, and a comprehensive death benefit, ensuring that your evolving insurance needs are always met.

Why Choose the Faida Elite Insurance Plan?

Flexible Premium Payments

  • Invest your extra savings and top up your investments anytime.
  • Choose the most convenient way to pay your premiums: yearly, half-yearly, quarterly, monthly, or as a single premium.

Easy Liquidity

  • Enjoy up to three partial withdrawals during the policy term, after the policy has been active for two years.
  • Each withdrawal will be capped at 15% of the fund value.
  • Full Withdrawal, allowable from the first policy year.

Adequate Protection

  • Safeguard your family with a life cover ranging from KES 100,000 to 1,000,000 throughout the policy term.

Attractive Investment Returns

  • The Faida Elite Plan invests in a diverse portfolio managed by seasoned professionals, aiming to deliver competitive returns on your investment. This helps ensure that your money works for you.
  • The power of compounding – your investments will grow over the years, providing significant potential for wealth accumulation. The longer you stay invested, the more your money will grow.

Start at KES 5,000 per month or KES 100,000 for a single premium.

SMS Faida to 24464.


3. Triplex

Triplex is a Life Insurance Policy that offers survival benefits in thirds.  Read More


 B. Jubilee Insurance Company’s

C. Jubilee Insurance Company’s Asset Management Products


D. Jubilee Insurance Company’s Wellness Programs

These include:

  1. The “Do Anything For The Steps Campaign”
  2. The Mum’s Club
  3. The ABC Maternity Package
  4. The Jubilee Insurance mental wellness program

Jubilee Insurance Company’s History

Founded in 1937, Jubilee Holdings Limited (JHL) was the first incorporated insurance company in Mombasa and has grown to become the leading regional composite insurer. Over the years, we have earned the trust and loyalty of over 1.9 million clients across Kenya, Uganda, Tanzania, Burundi, and Mauritius, thanks to our dedication to creating insurance solutions with passion and an unwavering commitment to excellence.

Jubilee Life Insurance Limited, Jubilee Health Insurance Limited, and Jubilee Asset Management Limited are the subsidiaries of JHL in Kenya, each contributing to our mission of providing comprehensive financial solutions.

We are proud to be listed on the Nairobi Securities Exchange, Dar-es-Salaam Stock Exchange, and the Uganda Securities Exchange, reflecting our strong financial stability, risk management practices, and commitment to maintaining the highest standards of excellence.

At Jubilee, we believe in going beyond the ordinary. Through our “There’s Living and There’s Living Free” campaign, we affirm our brand promise: to empower our clients not just to live, but to live free—free from financial worries, free to plan for the future, and free to embrace life’s possibilities with confidence. This campaign underscores our dedication to enhancing the quality of life for our clients, providing them with peace of mind and the freedom to enjoy every moment.